3-Bedroom Apartment Rent in Watertown, NY
Median asking rent for a 3-bedroom apartment in Watertown, New York as of July 2026. That's +9% higher than the citywide median of $1,517 and +22% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Watertown
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Watertown
Compare Watertown's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,120 |
| 2 | Gloversville | $1,250 |
| 3 | Lockport | $1,290 |
| 4 | Niagara Falls | $1,295 |
| 5 | North Tonawanda | $1,310 |
| 6 | Potsdam | $1,340 |
| 7 | Utica | $1,345 |
| 8 | Auburn | $1,380 |
| 9 | Rome | $1,420 |
| 10 | Palmyra | $1,430 |
| 11 | Endicott | $1,470 |
| 12 | Buffalo | $1,480 |
| 13 | Oneonta | $1,480 |
| 14 | Tonawanda | $1,480 |
| 15 | Depew | $1,490 |
Most expensive cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rye | $5,200 |
| 2 | Garden City | $5,030 |
| 3 | Harrison | $4,750 |
| 4 | Scarsdale | $4,470 |
| 5 | Nanuet | $4,400 |
| 6 | Dobbs Ferry | $4,200 |
| 7 | Plainview | $4,110 |
| 8 | Farmingville | $4,110 |
| 9 | Hicksville | $4,040 |
| 10 | White Plains | $4,030 |
| 11 | Larchmont | $3,960 |
| 12 | Mamaroneck | $3,930 |
| 13 | Hauppauge | $3,930 |
| 14 | Port Washington | $3,900 |
| 15 | Port Chester | $3,890 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Watertown.
| City | Distance | 3-Bedroom rent | vs Watertown |
|---|---|---|---|
| Oswego, NY | 52.8 mi | $1,590 | $-70 (-4%) |
| Rome, NY | 60.3 mi | $1,420 | $-240 (-14%) |
| Liverpool, NY | 61.2 mi | $1,830 | +$170 (+10%) |
| Baldwinsville, NY | 63.7 mi | $1,860 | +$200 (+12%) |
| Syracuse, NY | 66.2 mi | $1,601 | $-59 (-4%) |
| Camillus, NY | 69.5 mi | $1,870 | +$210 (+13%) |
| Whitesboro, NY | 70.8 mi | $1,520 | $-140 (-8%) |
| Utica, NY | 77.1 mi | $1,345 | $-315 (-19%) |
| Potsdam, NY | 82.6 mi | $1,340 | $-320 (-19%) |
| Auburn, NY | 85.1 mi | $1,380 | $-280 (-17%) |
| Cortland, NY | 98.4 mi | $1,860 | +$200 (+12%) |
| Palmyra, NY | 110.2 mi | $1,430 | $-230 (-14%) |
3-Bedroom rent in Watertown — common questions
How much is a 3-bedroom apartment in Watertown?
As of July 2026, the median 3-bedroom apartment rent in Watertown, New York is $1,660 per month. This is +9% higher than the citywide median of $1,517.
What income do you need to afford a 3-bedroom in Watertown?
Using the standard 30% rent-to-income rule, you would need an annual income of about $66,400 ($5,533/month gross), which works out to roughly $31.92/hour at a full-time job.
Is Watertown expensive for a 3-bedroom compared to the rest of the US?
Watertown's 3-bedroom median of $1,660 is +22% below the national 3-bedroom median of $2,130. It ranks in the 25th percentile of US cities tracked.
How does Watertown rank for 3-bedroom rent in New York?
Among the 124 cities in New York with 3-bedroom data, Watertown ranks #27 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Watertown?
Yes — nearby cities with cheaper 3-bedroom rents include Oswego ($1,590), Rome ($1,420), Syracuse ($1,601).