3-Bedroom Rent · August 2026

3-Bedroom Apartment Rent in Albany, NY

$1,795/mo

Median asking rent for a 3-bedroom apartment in Albany, New York as of August 2026. That's +10% higher than the citywide median of $1,635 and +16% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,795
August 2026
vs city overall
+10%
$1,635 city median
vs national
-16%
$2,130 US median
New York rank
#38
of 124 cities

Income needed for a 3-bedroom in Albany

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$71,800
Monthly gross
$5,983
Hourly (full-time)
$34.52

Rent by apartment size in Albany

Compare Albany's median rent across every apartment size.

Studio
$1,076
1-Bedroom
$1,234
2-Bedroom
$1,491
3-Bedroom (current)
$1,795
4+ Bedroom
$1,978

Cheapest cities for a 3-bedroom in New York

#City3-Bedroom rent
1Elmira$1,120
2Gloversville$1,250
3Lockport$1,290
4Niagara Falls$1,295
5North Tonawanda$1,310
6Potsdam$1,340
7Utica$1,345
8Auburn$1,380
9Rome$1,420
10Palmyra$1,430
11Endicott$1,470
12Buffalo$1,480
13Oneonta$1,480
14Tonawanda$1,480
15Depew$1,490

Most expensive cities for a 3-bedroom in New York

#City3-Bedroom rent
1Rye$5,200
2Woodbury$5,030
3Garden City$5,030
4Harrison$4,750
5Scarsdale$4,470
6Nanuet$4,400
7Dobbs Ferry$4,200
8Plainview$4,110
9Nyack$4,110
10Hicksville$4,040
11White Plains$4,030
12Larchmont$3,960
13Mamaroneck$3,930
14Hauppauge$3,930
15Port Washington$3,900

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Albany.

CityDistance3-Bedroom rentvs Albany
Delmar, NY6.4 mi$2,200+$405 (+23%)
Clifton Park, NY12.9 mi$1,900+$105 (+6%)
Troy, NY14.2 mi$1,620$-175 (-10%)
Saratoga Springs, NY28.4 mi$2,370+$575 (+32%)
Glens Falls, NY45.7 mi$1,740$-55 (-3%)
Gloversville, NY49.9 mi$1,250$-545 (-30%)
Poughkeepsie, NY67.7 mi$2,285+$490 (+27%)
Torrington, CT73.2 mi$1,750$-45 (-3%)
Wappingers Falls, NY74.3 mi$2,610+$815 (+45%)
New Milford, CT77.6 mi$2,230+$435 (+24%)
Westfield, MA78.6 mi$1,760$-35 (-2%)
Brattleboro, VT78.9 mi$1,660$-135 (-8%)

3-Bedroom rent in Albany — common questions

How much is a 3-bedroom apartment in Albany?

As of August 2026, the median 3-bedroom apartment rent in Albany, New York is $1,795 per month. This is +10% higher than the citywide median of $1,635.

What income do you need to afford a 3-bedroom in Albany?

Using the standard 30% rent-to-income rule, you would need an annual income of about $71,800 ($5,983/month gross), which works out to roughly $34.52/hour at a full-time job.

Is Albany expensive for a 3-bedroom compared to the rest of the US?

Albany's 3-bedroom median of $1,795 is +16% below the national 3-bedroom median of $2,130. It ranks in the 33th percentile of US cities tracked.

How does Albany rank for 3-bedroom rent in New York?

Among the 124 cities in New York with 3-bedroom data, Albany ranks #38 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Albany?

Yes — nearby cities with cheaper 3-bedroom rents include Troy ($1,620), Glens Falls ($1,740), Gloversville ($1,250).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Albany, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.